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OTP email examples

We collected 91 real One-Time Password emails to see what brands actually send.

VerifiedBy Kam Low, Co-founder and CTO·Updated September 3, 2026
Netflix emailLink emailOura emailSubstack emailGloBird Energy email

What otp emails are

An One-Time Password (OTP) email delivers a unique, temporary code for user authentication. These emails are critical for security, allowing users to verify their identity without a persistent password. They are typically short-lived and designed for immediate use.

This page is one slice of the Nitrosend email library. It holds 91 real emails from 66 brands, all of them collected out of two ordinary inboxes. Nothing here is a mockup.

1median CTAs
41%exactly one CTA
15%use first name

OTP emails you can look at

Filter by industry, design style, layout or length. Open any one to read the subject line, what it is doing, and the prompt that rebuilds it.

What 91 of them actually do

OTP emails are almost universally functional. Our data shows 98% of subject lines use a plain transactional style, focusing on the immediate need. Only 1% attempt personalisation, and another 1% use urgency, suggesting brands prioritise clarity over engagement in these critical messages.

The design of OTP emails is overwhelmingly minimalist. We found 76% use a utilitarian style, and a further 15% are plain text. This commitment to simplicity means 0% of OTP emails in our sample include hero images, product grids, or data tables. They are designed to be read quickly and acted upon.

Brands keep these emails brief and focused. Most OTP emails are micro (60%) or short (37%) in length. The median email contains just one call to action, and 41% of all OTP emails have exactly one. This singular focus helps users complete their task without distraction.

Kam, who built our deliverability layer, noted that issues with OTP delivery can be critical. He said, 'Nitrosend encountered an issue where a user's One-Time Password (OTP) emails ceased sending since August 18th, 2026, a problem likely caused by a recent redo of the sending process.' This highlights the need for robust infrastructure for these security-critical messages.

We see a strong emphasis on security and functionality. Nearly all (98%) OTP emails fall into the security lifecycle stage, with only 2% related to general account administration. George, our co-founder, reinforced this by stating, 'If it is just a nice to have, let’s not ask our users to do this and turn off the transactional email for it.' This suggests brands view OTPs as essential, not optional, communication.

None of this helps if the send never lands, which is a getting the thing delivered problem rather than a design one.

What to take from these

    Keep your subject lines transactional and plain, as 98% of brands do. Focus on clarity.Design for utility: 76% of OTP emails use a utilitarian style. Avoid unnecessary visuals.Limit calls to action to one. The median OTP email has a single CTA, guiding immediate user action.Prioritise brevity. Most OTP emails are micro (60%) or short (37%), ensuring quick consumption.Address the core security need directly. 98% of OTP emails are for security, not general admin.

Once the shape is right, the rest is a reusable template.

What is in this set

By industry

91 emails from 66 brands
SaaS
14 emails
15% of the set
media publishing
13 emails
14% of the set
government
9 emails
10% of the set
fintech
7 emails
8% of the set
retail fashion
5 emails
5% of the set
telecom
5 emails
5% of the set
healthcare
5 emails
5% of the set
health fitness
5 emails
5% of the set

Next to this one

The same corpus, cut a different way: promotional, newsletter, account notice.

Questions people ask

OTP emails are typically minimalist, with 76% using a utilitarian design and 15% being plain text. They almost never include images or complex layouts, focusing entirely on conveying the one-time code clearly and quickly.

Most OTP emails contain only one call to action. Our data shows the median is one CTA, and 41% of all collected OTP emails have exactly one. This singular focus helps ensure the user completes the intended security step without distraction.

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